DISCLAIMER

Risk Notice, Expectation Management & Limitation of Claims

Effective Date: July 1, 2025  |  Last Updated: July 1, 2025

IMPORTANT NOTICE — PLEASE READ CAREFULLY

The information, programs, assessments, content, coaching, and all other materials provided by Big Life University (‘Company’, ‘We’, ‘Us’, ‘Our’) — whether delivered through our website, online programs, email, video, audio, community, or any other medium — are provided strictly for personal development, educational, and inspirational purposes. This Disclaimer governs all your interactions with Big Life University and must be read in conjunction with our Terms of Service, Privacy Policy, and Refund Policy.

 

1. GENERAL DISCLAIMER

The content, information, resources, tools, assessments, and programs available through Big Life University are provided on an ‘AS IS’ and ‘AS AVAILABLE’ basis, without representations, warranties, or guarantees of any kind, express or implied. While we strive to provide high-quality, thoughtfully developed content, we make no representations as to the accuracy, completeness, suitability, timeliness, reliability, or fitness for any particular purpose of any information or content presented.

We reserve the right to change, update, supplement, or remove any content, program structure, or information at any time without notice. Big Life University shall not be held liable for any errors, omissions, outdated information, or technical inaccuracies in any of our content or materials.

Nothing in our programs, assessments, coaching sessions, written materials, videos, emails, social media content, or other communications should be construed as advice — professional, legal, medical, financial, spiritual, or otherwise — unless expressly stated by a duly qualified and licensed professional in an appropriate professional setting.

 

2. NO PROFESSIONAL ADVICE

BIG LIFE UNIVERSITY EXPRESSLY DISCLAIMS ANY PROVISION OF PROFESSIONAL ADVICE OF ANY KIND. Specifically and without limitation:

  • Our Services do not constitute and are not a substitute for licensed psychotherapy, counseling, clinical psychology, or any form of mental health treatment.
  • Our Services do not constitute medical advice, diagnosis, or treatment of any kind. No content on our platform should be used to self-diagnose or self-treat any medical or mental health condition.
  • Our Services do not constitute legal advice. No information we provide should be relied upon as legal counsel or guidance for any legal matter.
  • Our Services do not constitute financial advice. Nothing we share should be construed as investment, financial planning, or tax advice.
  • Our spiritual coaching programs do not represent or replace formal theological education, pastoral counseling, or licensed religious ministry.

Life coaching is a forward-looking, goal-oriented personal development practice. It is a non-regulated profession and is fundamentally different from therapy, counseling, or clinical treatment. Coaches help clients identify goals, develop strategies, and take action — they do not diagnose, treat, or provide clinical care.

If you believe you may be experiencing a mental health condition, medical issue, legal matter, financial difficulty, or spiritual crisis requiring professional care, we strongly encourage you to seek the guidance of a duly licensed and qualified professional in the relevant field.

 

3. ASSESSMENT DISCLAIMER

The Big Life Assessment and the Spiritual Test — along with any other quizzes, evaluative instruments, or self-reflection tools offered by Big Life University — are proprietary personal development tools created exclusively for self-discovery and growth purposes. By completing any of our assessments, you expressly acknowledge and agree that:

  • These assessments have not been clinically validated, peer-reviewed, or endorsed by any regulatory or professional body.
  • Results, scores, categories, and interpretive profiles are reflective of your self-reported answers at a single point in time and are not fixed, absolute, or clinically meaningful classifications of your personality, spiritual maturity, or psychological state.
  • Assessment results do not constitute a psychological profile, personality diagnosis, spiritual certification, readiness assessment for any vocation, or professional evaluation of any kind.
  • You may receive different results on different occasions, as your responses and circumstances naturally evolve over time.
  • No assessment result should be used as the basis — sole or primary — for any major life, career, relational, financial, medical, or spiritual decision.

We recommend that you approach your assessment results with curiosity and openness, and consult appropriate professionals when making significant life decisions.

 

4. RESULTS DISCLAIMER

Individual results from participation in any Big Life University program, coaching engagement, or application of our content will vary significantly. We make no guarantees, representations, or warranties that you will achieve any specific result, transformation, outcome, or milestone as a result of participating in our programs. The degree of personal change, growth, and success you experience depends on a wide range of factors entirely outside our control, including but not limited to:

  • Your level of engagement, commitment, and consistency throughout the program.
  • Your personal history, circumstances, and starting point.
  • Your willingness to take action and apply what you learn.
  • External life circumstances, relationships, and environmental factors.
  • Pre-existing beliefs, mindset patterns, and emotional readiness.
  • Other programs, therapies, or support systems you may be concurrently engaged with.

You acknowledge that your results are your personal responsibility. Big Life University and its coaches, staff, and affiliates cannot be held responsible for your outcomes, decisions, or the manner in which you apply program content to your life.

 

5. SPIRITUAL DISCLAIMER

Big Life University’s spiritual coaching programs, the Spiritual Test, and any spiritually oriented content are offered from a broadly Christ-centred and personally informed spiritual perspective. They are not intended to represent, endorse, or replace the official doctrine, theology, or pastoral guidance of any particular denomination, religious institution, or ecclesiastical authority.

Our spiritual content is designed to support personal spiritual exploration, inner growth, and the deepening of one’s relationship with God and self. It is not:

  • A form of formal theological training or seminary education.
  • A substitute for church membership, sacramental participation, or pastoral counseling.
  • Intended to conflict with, override, or replace the spiritual authority of your local church, pastor, denomination, or faith tradition.
  • A form of deliverance ministry, prophetic ministry, or clinical pastoral care.

Participants from all faith backgrounds are welcome; however, our programs are guided by a Christian worldview. We encourage all participants to engage with our spiritual content in prayerful discernment and in communion with their own faith community and spiritual leaders.

If you are experiencing a spiritual crisis, severe religious trauma, or faith-related psychological distress, please seek guidance from a trained and licensed pastoral counselor, licensed therapist, or other qualified professional.

 

6. EARNINGS & FINANCIAL DISCLAIMER

Any references to earnings, income potential, financial freedom, financial transformation, or economic improvement made in connection with Big Life University programs are shared for illustrative and inspirational purposes only. These references do not constitute promises, guarantees, or representations of what you will earn, save, or achieve financially as a result of participating in our programs.

Life coaching is not a business opportunity or investment vehicle. Big Life University does not guarantee any financial outcome or improvement in your financial situation as a result of program participation. Financial results — where relevant to program content — depend entirely on your individual circumstances, goals, effort, and the many variables inherent to personal financial situations.

Any financial or income figures referenced in testimonials, case studies, or program marketing represent the experiences of specific individuals and are not representative of average or typical outcomes. We encourage all participants to seek advice from a qualified financial professional for matters relating to their personal financial planning and management.

 

7. TESTIMONIALS DISCLAIMER

Testimonials, reviews, success stories, and before-and-after accounts shared on our website, in our programs, or in our marketing materials are provided voluntarily by past participants and reflect their individual experiences. They are presented in good faith to illustrate what is possible, but are not intended to imply that all or most participants will achieve the same or similar results.

We do not verify, independently audit, or guarantee the accuracy of testimonials provided by third parties. Testimonials may be edited for brevity or clarity, with the participant’s consent, but not in any manner that alters the substantive meaning. Where legally required, we disclose if any form of compensation was provided in exchange for a review or testimonial.

 

8. USE AT YOUR OWN RISK

Your use of Big Life University’s website, assessments, programs, coaching, community platforms, and any associated content is entirely at your own risk. You are solely responsible for evaluating the suitability of our Services for your needs, making your own independent judgments and decisions based on the information we provide, any actions you take or fail to take as a result of your participation, and the impact of program content on your relationships, health, finances, spirituality, or overall wellbeing.

Big Life University, its founders, coaches, employees, contractors, and affiliates expressly disclaim all liability for any adverse consequences, harm, loss, or damage of any kind arising directly or indirectly from your use of our Services, application of our content, or reliance on our assessments, coaching, or program materials.

 

9. NO GUARANTEES

WE MAKE NO GUARANTEE, EXPRESS OR IMPLIED, THAT:

  • Our website or programs will meet your specific expectations, needs, or goals.
  • Our Services will be error-free, uninterrupted, secure, or free from technical issues.
  • Any specific result, outcome, breakthrough, or transformation will be achieved through participation in our programs.
  • The information we provide will be applicable to your specific personal, professional, spiritual, or financial situation.
  • Any coach, program, or resource we recommend will be suitable for your individual needs.

THE USE OF OUR SERVICES IS ENTIRELY AT YOUR OWN DISCRETION AND RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, BIG LIFE UNIVERSITY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

This Disclaimer shall be read in conjunction with, and does not replace, any other legal documents published on this website, including our Terms of Service, Privacy Policy, and Refund Policy. All documents together form the complete legal framework governing your relationship with Big Life University.

 

Questions About This Disclaimer?

Big Life University  |  Georgetown, Guyana, South America

Email: biglifeuniversityfp@gmail.com

Website: www.biglifeuniversity.com